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Friday, November 19, 2010

All’s Well that Ends Well?

My insurance crisis is over.  But apparently hubby had a turkey crisis today, too.  Some piece of machinery malfunctioned and there are several tons of feed in a mountain on the floor in one of the buildings.  He’s a little stressed about it because tomorrow he has to figure out how to clean it up and fix whatever it was that broke. (He’s not quite sure what happened because parts of the feed thingy are under the mountain of feed.)

Now, back to my insurance…

Last year, working full time, the school paid my entire premium.  This year, working 1/2 time, the school pays half.  I am responsible for the other half.

Last spring, they asked if I was planning to stay on school insurance and pay my half (about $300/month) or go onto different insurance.  Bart and Adam are both on private insurance, but after researching and finding out that my coverage would cost about the same either way, I decided to stay on the school’s plan for consistency.  But maybe I didn’t tell the school this?

Because they thought I was going off the school plan and canceled my insurance when my part time contract started in August.  So I was covered for August and September, but as of Oct. 1, I had no insurance, and I just found out today, after getting a $500 bill for my ultrasound and asking about it.

Happily, they were able to add me again, dating back to 10/1.  I didn’t notice that they weren’t deducting my premium because my paycheck went down so much anyway, and I foolishly didn’t look at it very closely, so I now owe 4 months of premium.  So that kind of stinks.  But it’s better than paying for a baby out of pocket!

 

Now, hopefully I’ll have a good update on the turkey feed mountain tomorrow.

10 comments:

  1. glad to hear, nothing is worse than insurance troubles.

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  2. Yay!! No need to have that kind of stress on an expectant mommy.

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  3. That would be a hard one to deal with Medical expenses are out of sight

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  4. So glad you got the insurance thing figured out. When I was pregnant with our oldest our insurance dropped our hospital, but thankfully they picked them up again before I had her saving us a fair amount of money.

    I also have had to live with someone that has had to deal with a multitude of feed issues/malfunctions. Hope it gets better from here.

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  5. What a week! Insurance doesn't cover our midwife, so we pay out of pocket for her and opt not to get ultrasounds. Babies are expensive!

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  6. It is the pits to work with insurance, glad you were able to work it out!

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  7. Shew! Glad the insurance thing worked out so easily. It isn't always the case with those guys.

    Poo on the feeding thingies buried under the feed pile! :-( That does not sound like fun. Looks like you all may getting a taste of winter this next week. Bundle up! Might be a good time to get those scrapbook projects done!

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  8. Good for you for getting it worked out!!! Big relief I am sure - paid cash for all our baby's!

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  9. I am pretty highly educated and like to think of myself as pretty smart, but insurance has me. I don't get it. I will never get it. So glad they were able to do that and help you out!

    Good luck tomorrow!

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  10. Glad they got it figured out. Shew... Good luck with the mountain!

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